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10 Easy Ways to Save Money on Groceries This Month: Tips and Tricks

Hey savvy shoppers, ever wish your grocery bill could give your wallet a break? Well, you’re in for a treat! As an expert budget shopper from Singapore, I’ve uncovered 10 game-changing ways to trim those grocery expenses without sacrificing your shopping satisfaction. From navigating sales like a pro to mastering the art of strategic bulk buying, these tips will have you not only saving money but transforming your grocery shopping routine into a financial win. Ready to make your dollars stretch further? Let’s dive into 10 easy ways to save big on groceries in Singapore this month!

1. Plan your meals in advance

Planning your meals in advance is not just a culinary strategy; it’s a financial game-changer that can significantly reduce your grocery expenses. By taking the time to organize your meals for the week and creating a corresponding shopping list, you not only streamline your cooking process but also safeguard yourself against impulse purchases that can quickly escalate your grocery bills.

Start by mapping out a weekly meal plan. Consider your schedule, dietary preferences, and any special occasions. Plan a mix of recipes to avoid monotony and ensure a balanced diet. By having a structured meal plan, you’re less likely to resort to ordering takeout or buying ready-made meals, which tend to be pricier alternatives.

Every Sunday, I set aside a specific time to meticulously plan my meals for the upcoming week. To infuse variety into my culinary routine and minimize wastage, I strategically select recipes with overlapping ingredients. For instance, if I purchase a bunch of spinach for a salad early in the week, I ensure that later on, I incorporate spinach into a pasta dish. This approach prevents any unused vegetables from spoiling. Cooking exclusively for myself adds an extra layer of importance to my meal planning efforts. It’s essential for me to ensure that every ingredient is fully utilized, leaving no room for waste.

2. Mastering Your Grocery Budget

Embarking on a successful money-saving journey starts with a well-thought-out budget. Following my 50/30/20 rule guide, I personally allocate $50 for my weekly grocery trips. This budget is primarily designed to cover my lunches and dinners, as I typically cook for myself. It’s a tailored approach that aligns with my lifestyle and individual needs.

For those with families or spouses, the key is to adjust your budget accordingly. Larger households may require a more flexible budget to accommodate the varied needs of multiple individuals. Consider your unique circumstances and plan your budget in a way that ensures everyone’s dietary requirements are met without breaking the bank.

Remember, the goal is not just to set a budget but to conscientiously stick to it. Treat your budget as a personalized financial tool, allowing you to navigate the aisles with both purpose and fiscal responsibility. So, let the budget be your financial ally on your quest for a more economical and efficient grocery shopping experience.

3. Buy in bulk

Unlock substantial savings by embracing the power of bulk shopping. When it comes to non-perishable items, buying in bulk is a savvy move that pays off in the long run. This strategy not only trims down your per-unit cost but also minimizes the frequency of your shopping trips.

Explore your grocery store for bulk bins eg. Giant Supermarket , especially when it comes to staples like grains, nuts, and spices. These bins often offer a cost-effective way to purchase the exact quantity you need without the extra packaging costs associated with pre-packaged items.

Additionally, consider buying more than you immediately need and take advantage of your freezer. Freezing bulk purchases ensures that you not only capitalize on cost savings but also have a well-stocked inventory for future use. I’ve adopted the habit of buying chicken breasts in bulk.

This practice not only saves me money in the long run but also minimizes the frequency of my grocery trips. By having a well-stocked supply of frozen chicken, I’ve found myself less inclined to make impromptu runs to the store. This proves to be particularly beneficial when time is a precious commodity, as fewer grocery trips mean more time for my other activities such as building my finance blog.

4. Buy house brands

Dive into the realm of savings by opting for house brand products from trusted retailers like FairPrice and Dairy Farm (Meadows). When it comes to grocery shopping, the choice between name brands and house brands is often a no-brainer for savvy shoppers, with the primary distinction being the price tag.

In reality, the quality of house brand products frequently rivals, if not surpasses, their name-brand counterparts. Interestingly, some house brand items are manufactured by the very same companies that produce the pricier, well-known alternatives—just packaged differently.

Beyond the benefit of cost, choosing house brands is a win for consumers as it exerts pressure on name brands to step up their game. This competition often results in better-quality products at more budget-friendly prices, ultimately lowering the overall average cost for consumers.

Let’s break it down by the numbers: According to research conducted by Seedly, making the switch to Meadows house brand products can yield an average savings of about 20% on the more economical items. Opting for FairPrice house brand products increases your savings to an average of about 21% for the less expensive items. For the most significant savings, Sheng Siong house brand products take the lead, allowing consumers to pocket an average of about 27% less on the more affordable items.

So, by embracing house brands, not only do you enjoy substantial savings, but you also contribute to a market dynamic that encourages quality and affordability, making grocery shopping a more cost-effective and rewarding experience.

5. Take advantage of sales

Prepare to elevate your savings game by strategically capitalizing on sales events during your grocery shopping expeditions. Planning your shopping around weekly or monthly sales is a key strategy to ensure you snag the best deals on your essential items.

Keep a keen eye on your local grocery store’s sales calendar and promotions. Many stores rotate their discounts and promotions, offering you a chance to score significant savings on a variety of products. For instance, Sheng Siong frequently updates its weekly promotions, showcasing a range of discounted items that can add substantial value to your shopping list. Check out Sheng Siong’s latest promotions here.

When items go on sale, seize the opportunity to build up your stock, especially for non-perishables with longer shelf lives. Whether it’s canned goods, pasta, or household essentials, buying in bulk during sales not only reduces your per-unit cost but also minimizes the frequency of your trips to the store.

As someone who frequents Cold Storage and NTUC, I’ve discovered the thrill of scoring incredible deals that add excitement to my grocery routine. One memorable instance was stumbling upon Burrata, a luxurious item I typically considered a splurge. To my delight, it was marked down from $13.45 to an unbelievable $3.45, representing a 74% increase in savings. This unexpected find not only made my day but also opened the door to incorporating previously indulgent items into my regular grocery haul.

The allure of seeking out budget-friendly deals has transformed my weekly meal planning into a dynamic and enjoyable experience. I find myself crafting delicious and varied meals based on the promotions and discounts available, turning each visit to the supermarket into a treasure hunt for the best bargains. It’s not just about savings; it’s about turning the mundane task of grocery shopping into a thrilling adventure where every discount is a victory. So, whether it’s exploring Sheng Siong’s weekly promotions or relishing unexpected markdowns, embrace the joy of smart shopping and turn every trip into a celebration of savings.

6. Avoid convenience foods

In my journey towards economical grocery shopping, I’ve discovered that rethinking the role of convenience foods can be a game-changer. While pre-packaged and convenience foods undoubtedly offer a quick fix, they often come with a hefty price tag. By consciously limiting my reliance on these convenient but pricey options, I’ve not only saved money but also found joy in the process of preparing meals at home.

For me, preparing meals with my family has become an enjoyable activity. From chopping vegetables to crafting intricate recipes, the entire process is something I genuinely find exciting. There’s a unique satisfaction that comes with creating a meal from scratch, and it doesn’t hurt that it’s a budget-friendly alternative.

Cooking at home allows us to opt for whole foods, which are generally more affordable and offer better control over the nutritional content of our meals. Sure, it requires a bit more time and effort, but the shared experience of preparing a meal together outweighs the convenience of store-bought options.

While some may find convenience worth the premium, I’ve come to realize that the joy of cooking and the financial savings from choosing whole foods make the extra effort well worthwhile. It’s not just about what’s on the plate; it’s about the journey of creating it together with loved ones. So, the next time you reach for that pre-packaged meal, consider the potential fun and savings that come with embracing the art of home cooking.

7. Use a cashback credit card

Enhance your grocery shopping savings game by tapping into the world of cashback and rewards programs, where your regular purchases can translate into tangible benefits. Consider incorporating these strategies into your routine to make the most out of every grocery trip.

Credit Card Rewards:

Explore the world of cashback credit cards, such as the UOB One card, designed to reward your spending habits. With benefits tailored for grocery shoppers, these cards offer a percentage of your spending back in cashback. For instance, the UOB One card provides up to 10% cashback when you shop at Dairy Farm Singapore merchants, which include popular grocery stores. If you want to delve deeper into the benefits and features of the UOB One card, do check out my UOB One Card Review 2023.

8. Don’t shop when you’re hungry

Ever heard the saying “never go grocery shopping on an empty stomach”? Trust me; it’s not just a cliché – it’s wisdom wrapped in practical advice. Shopping with a growling stomach can turn your routine grocery run into a spending spree you didn’t see coming.

I’ve experienced this firsthand. When I’m hungry, the grocery store transforms into a tempting wonderland, and suddenly everything seems like a culinary masterpiece waiting to happen. The psychology behind it is no joke—I end up tossing items into my cart that I don’t really need, driven by the allure of immediate gratification.

This phenomenon is so true that it’s practically a law of grocery shopping for me. When I’ve eaten before hitting the aisles, I’m laser-focused on my shopping list, making rational decisions that align with my budget. But on an empty stomach? It’s a different story.

So, fellow shoppers, take it from someone who’s been there: eating before you shop is a game-changer. It’s not just a tip; it’s a strategy to outsmart your own impulses and keep your grocery budget intact. Remember, a satisfied stomach is your best defense against unnecessary spending. Based on a true story!

9. Use loyalty programs

Many grocery stores in Singapore offer loyalty programs that allow you to earn points or discounts on purchases. Sign up for these programs to save money on groceries.

Leverage store-specific rewards programs like Yuuu Rewards when shopping at Cold Storage. Personally, I use Yuu Rewards to accumulate points that can be redeemed for exciting deals. During promotional periods, I’ve snagged impressive discounts, like grabbing a rotisserie chicken for $5.90 instead of the usual $7.90. These exclusive offers not only make my grocery expenses more manageable but also add an element of excitement to my shopping experience.

By integrating these personal examples into your strategy, you’re not just saving money; you’re turning your regular grocery shopping into a rewarding and strategic financial move. So, the next time you reach for your credit card or rewards app, envision it as a tool to maximize savings and unlock exclusive deals, transforming your grocery routine into a financially savvy adventure.

10. Compare Prices

In the world of grocery shopping, the power of comparison is your secret weapon for snagging the best deals. It’s like navigating a landscape of prices and options, ensuring you get the most bang for your buck.

I’ve discovered that comparing prices across different brands and stores is a savvy strategy that pays off, especially when it comes to specific items like proteins. Take chicken, beef, and pork, for instance. Sheng Siong has become my go-to for these essentials. Not only do they offer a diverse range, but their prices are also friendlier on the wallet compared to the more premium options at Cold Storage.

When it’s seafood on the shopping list, Giant takes the crown in my book. As a hypermarket, Giant boasts a vast seafood selection, and I’ve found that this variety often translates to more cost savings. It’s a win-win, combining both a broader range of choices and economic advantages.

So, the next time you’re plotting your grocery route, remember the golden rule: compare and conquer. Your wallet will thank you, and you’ll walk away with a cart full of savings. After all, in the world of grocery shopping, a little comparison goes a long way.

Start saving on your grocery shopping


In conclusion, mastering these budget-friendly grocery hacks will not only have your wallet singing with joy but also turn your shopping routine into a strategic savings game. From leveraging cashback rewards to comparing prices like a pro, these tips are your ticket to a more economical and satisfying grocery experience. So, buckle up for big savings, savvy shopping, and a pantry that’s both well-stocked and budget-approved. Start implementing these strategies today and watch your grocery bills shrink while your satisfaction grows!

As we delve into the art of budget-friendly grocery shopping, it’s essential to explore innovative ways to manage expenses. One intriguing option gaining popularity is the concept of Buy Now, Pay Later (BNPL) in the e-commerce realm. If you’re curious about how this financial strategy intersects with your grocery budget, check out this insightful guide on Buy Now, Pay Later in E-commerce. It might just add another layer of flexibility to your money-saving arsenal.

Frequently Asked Questions (FAQ)

How can I pay less for groceries?

Pay less for groceries by creating a budget, planning meals, and sticking to a shopping list. Take advantage of sales, use coupons, consider store brands, and explore cashback and rewards programs.

How to get discounts on groceries?

Score discounts on groceries by watching for sales, using digital or paper coupons, leveraging loyalty programs, exploring cashback and rewards from credit cards, and opting for store brands or generic alternatives.

What is the best grocery store to save money?

The best grocery store for saving money can vary based on location and personal preferences. Stores like Giant & Sheng Siong are often known for budget-friendly options, but consider local stores and house brands for additional savings.

Is it cheaper to buy groceries online?

Buying groceries online can be cost-effective when considering time and transportation expenses. However, it’s essential to compare prices, consider delivery fees, and check for online-exclusive discounts to ensure overall savings.

Eugene Chai

With five years of financial experience (and maybe a few too many all-nighters fueled by cold brew and craft beer), Eugene tackles complex financial concepts and breaks them down for young adults. Featured on Investment sites and CNA's Money Talks, this self-proclaimed "Finance Whisperer" isn't your stuffy suit. He uses relatable narratives (think "adulting, but make it money") to turn numbers into your financial BFFs, guiding you towards smart choices with your hard-earned dough.

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